Analyst/Business Credit Expert

TBC is announcing a vacancy for an Analyst/Business Credit Expert - Retail Credit Product Analytics Team

Company Description We are TBC, a technology company where the bravest and most goal-oriented team creates customer-tailored services, products, and opportunities. Through innovation and technology, we fulfill our mission and simplify people's lives. We support you in developing, achieving your goals, and creating your success story - all you need is to believe.

Job Description TBC's high-yielding segment service league is seeking an Analyst/Business Credit Expert to join the Retail Credit Product Analytics Group.

The goal of this position is to conduct a detailed study of borrowers' businesses, perform on-site visits, analyze financial information, and prepare an objective conclusion on the sustainability and profitability of the business.

As an Analyst, you will work on: - Preparing financial statements; - In-depth analysis of financial statements; - Identifying and analyzing credit risks; - Participating in decision-making with the Risk Manager.

Your activities will include: - Participation in the processing of retail loans, whose repayment source is the income from the business; - Conducting a visit to the borrower's business premises together with the representative of the client's servicing branch for further financial analysis; - Preparing financial statements to determine the borrower's solvency; - Drawing a conclusion on the decision obtained as a result of business analysis.

Qualifications - Higher education in Finance/Business Administration (desirable) - At least 6 months of work experience in the field of business credit expertise - Knowledge of financial statements - Experience working with RS

To apply, please follow this link: https://smrtr.io/Bw2dy Additional Information TBC processes candidate personal data in accordance with the requirements of the Georgian Law on Personal Data Protection to determine the candidate's compliance with the vacancy. Information about the candidate may also be processed to determine their compliance with future vacancies. Candidate information is stored for no more than 3 years. If you do not want further data processing and want to change or delete your data, please contact us at the link and reach out to us through the communication channels located on the same link: Confidentiality - TBC Bank TBC also shares your information with companies within the TBC Group (TBC Bank Group PLC). Subsidiary companies also ensure the processing of personal data in accordance with the legislation. If you do not want to share data with companies within the TBC Group, please contact us at the same link: Confidentiality - TBC Bank The candidate selection process at TBC is in compliance with the requirements of the Law on Elimination of All Forms of Discrimination and the principles of equal treatment towards persons, which excludes discrimination against persons on any grounds. If you see signs of discriminatory treatment towards you, please contact us: 032 2 27 27 27 * 1998; We will only contact those who pass the first stage of selection and are granted candidate status.