Credit Officer

Misso Bermeli / Bermeli is announcing a vacancy for the position of Credit Officer in Tbilisi, Kutaisi, and Batumi.

Necessary requirements

• Higher education, preferably in finance and economics;
• One-year work experience in the banking, credit, or corporate finance sector;
• Knowledge of office programs ("Microsoft Word" and "Microsoft Excel") is required.

Main responsibilities

• Searching for potential customers;
• Processing/granting business, consumer, and mortgage loans;
• Offering credit and non-credit products to existing and potential customers;
• Filling out applications and registering customers in the relevant program;
• Analyzing received information;
• Assessing loan collateral;
• Submitting processed information to the committee, familiarizing with the decision, and ensuring the loan granting process;
• Organizing and storing all documentation related to customers;
• Monitoring and controlling the target use of issued loans;
• Controlling customer payments according to the schedule;
• Working on overdue loans and maintaining a healthy portfolio;
• Ensuring the growth and quality of the credit portfolio;
• Independent and constant analysis of credit activity.

Personal qualities and skills

• Fluent speech;
• Communicativeness;
• Ability to effectively convey information;
• Energetic;
• Organized;
• High sense of responsibility;
• Analytical thinking skills;
• Persuasive communication skills;
• Organized and result-oriented;
• Ability to work in a team and individually.

Work schedule: Monday-Friday 10:00-18:00; Saturday 09:20-14:20, 40-hour workweek. Remuneration: 1875 GEL (GROSS) (dependent on the candidate's competencies and work experience). Additional three types of bonus systems.

We offer

• A pleasant and team-oriented work environment;
• Professional trainings;
• Corporate events;
• Health insurance;

If interested, please visit the link https://bermeli.selfrecruit.ge/s/wnDK0